Questions about Krög Pay.

A prepaid payment workspace for ad spend, built by Krög Digital. You top up one USD balance, each ad account you run with Krög gets its own card with its own limits, and every charge lands on a monthly statement next to its invoice.

No. Krög Pay is not a bank or a lender. It's prepaid: you can only spend money you've already added to your balance. Balances and cards will run through licensed providers, named in the terms you accept before onboarding.

Not yet. Krög Pay is in development. Krög clients get access first, in the order they join the early-access list. There are no launch dates; the roadmap page shows the current stage and changes when the stage does.

Businesses Krög has verified, for the ad accounts Krög runs for them. As with every Krög service, each ad account belongs to one verified advertiser.

By bank transfer in USD. Each top-up gets an invoice, and the money is added to your balance once the transfer is received and matched to it. Any other payment method will be confirmed in writing before you pay.

No. Cards draw on your prepaid balance, so spending stops when the balance runs out, or earlier at a card limit you set. Alerts tell you before either happens.

Pricing isn't set yet. It will be published on this site and confirmed in writing before anyone is billed. Krög's service fees for account management are separate and already published: 2% to 17% of ad spend depending on platform and volume, with the exact rate confirmed in writing before you pay.

They go back to your balance and show on the statement as their own line, next to the platform's refund notice.

Yes, wherever the platform accepts card payments for that account. Each card is locked to its platform and never shared between advertisers. For platforms that bill differently, your manager confirms the setup before anything changes.

A licensed card issuer, which will be named in the terms you accept before onboarding. Krög Pay won't issue cards itself.

Yes. Freezing a card stops new charges on that card only. Every other card and your balance carry on as before.

No. Each card is locked to the ad platform it was issued for. Krög Pay is for paying ad platforms and nothing else.

Every top-up, every platform charge, refunds and Krög's fee, each on its own line and paired with the invoice or notice behind it, plus opening and closing balances. You can download it as PDF or CSV.

Yes. The Viewer role reads statements and invoices and changes nothing. The Finance role can also top up and set limits, still without seeing card numbers.

Yes. Every top-up, funds move, limit change and card freeze is logged with the person and the time, and owners can read the log.

Krög Pay is planned for the platforms Krög runs accounts on: Meta, Google Ads, Microsoft Advertising, TikTok, Reddit, Quora, X, Taboola, Outbrain, MediaGo, Amazon Ads and ChatGPT ads. Which ones are supported at each stage depends on what early users need, and we say so on the roadmap page.

No. Every ad still goes through each platform's own review under its own policies. Restricted categories still need the platform's own certification, and appeals go only through the platform's official process. Krög Pay changes how you pay, nothing else.

No. Krög Digital is an independent advertising agency, and Krög Pay is its own product. Platform names are trademarks of their owners.

Fill in the early-access form. It opens Telegram with your request written out; press send there and you're on the list. Krög clients get access first, in list order.

To use Krög Pay, yes: it runs on the ad accounts Krög sets up for verified businesses. You can join the list before you're a client, and request Krög's account services at the same time.

No. When your stage opens, your manager moves your ad accounts over one at a time, and you decide the order.